Now you can conveniently & securely send money from your account to individuals such as paying the babysitter, giving money to your grandchildren, or repaying a friend. Visit our tutorial page for how-to-videos. Transfers the specified amount ($100.00 in this sample) between sub-accounts (in this example “MYCODE” is a code you configured to represent both the “from” and “to” account suffixes) under a specific membership (in this sample “MAIN” is a nickname you set up for a membership, when you have more than one) Transfers the specified amount ($100.00 in this sample) between sub-accounts (in this example “MYCODE” is a code you configured to represent both the “from” and “to” account suffixes) Turns off text banking for a specific membership (in this example “BIZ” is a nickname you set up for a membership, when you have more than one) Commandsīalance for up to three savings or checking accounts (in this example “BIZ” is a nickname you set up for a membership, when you have more than one)īalance for a specific account suffix (010 in this sample)īalance for a specific membership and account combination (in this example “BIZ” is a nickname you set up for a membership, when you have more than one) These commands can be sent to IM247 (46247). You can also access a list of these commands via a link in online banking during the Text Banking enrollment process. The following are Text Banking command examples and their responses. -Enroll in e-Alerts and receive notices regarding account balances, deposits, withdrawals, or when a payment is due.-Transfer funds between your own accounts using shortcut codes you configure.-Send a text message command to receive text message replies regarding the balance of your eligible accounts.NOTE: Text banking is currently fee free, however your mobile phone carrier may charge you standard text messaging fees. Mobile Text Banking allows you to send a text message command to receive text message replies regarding the balance of your savings, checking, certificates, loans, and credit card accounts. A member who has no NSF charges in the past 6 months. A member with a credit score (if known) of at least 600. A member who is at least 18 years of age. – A member who has opened/maintained active Michigan United Credit Union checking account and/or savings account for at least 90 days. Tip 4 – To avoid delays in processing or rejection of your check, please ensure that the quality of the image is clear and in focus. Hold onto the check for a week in case we need to review it. Tip 3 – Write “Deposited” and today’s date on the front of your check. Tip 2 – Deposit by 11 PM ET and your money will generally be available for withdrawal by the next business day, subject to our hold policy. Tip 1 – Restrictive Endorsement: please sign the back of your check and underneath your signature please write “RDC Deposit for Michigan United CU only”. Mobile Check DepositĮligible members have the ability to take a picture of their checks and send in for deposit through the Michigan United Credit Union mobile app. The Jump feature is now enabled in the mobile app. This app includes features such as Person-2-Person payment, Remote Deposit Capture, Card Control, and Biometrics security login features such as face recognition, fingerprint activation to access your account. We are proud to introduce our new Michigan United Credit Union Mobile App which is available for both Apple and Android users. You can view the following information: funds on hold for savings and checking, pending authorization for credit cards, pending ACH transactions, transfer funds between accounts etc. View your account balances, and details for savings, checking, certificates, loans and credit cards. You can log into It’sMe24/7 Online Banking from your mobile phone and you can securely access your account.
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